Providence, RI

As Manager of Financial Planning, Matt leads Apella's team of paraplanners to assist financial advisors in creating thorough, comprehensive financial plans. Matt is also responsible for maintaining efficient planning processes, integrating new planning technologies into existing technology stack, and serves as a resource for advanced case consultation. Matt initially joined Apella Wealth in 2019 as a Portfolio Analyst and Paraplanner. Prior to Apella, he worked at Northwestern Mutual as a financial advisor specializing in life and disability insurance from 2017-2019.

Joseph Ferreira joined Apella Wealth in January of 2023 as a Paraplanner. Joseph works with financial advisers, 

Kramer Croisant began his career working for a few CPA firms preparing tax returns for individuals and small businesses. Kramer calls on his tax background and knowledge to help clients with potential value adding tax decisions and planning. Kramer graduated with honors from Western Oregon University with a Bachelor of Science degree in business with a focus in accounting. He is currently working towards his Certified Financial Planner (CFP) designation. Kramer lives in central Oregon with his wife and son. Kramer's wife, Cameron is a 1st grade teacher at a local elementary school. Outside of the office Kramer serves as the head baseball coach for a local high school. When time permits, you can find Kramer fly fishing or golfing around central Oregon.