Aerial view of Gaithersburg, Maryland at sunset
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Meet Our Team

Joseph F. Kilner
Joseph F. Kilner
Mindy Wiedel
Mindy Wiedel
Tom DeBoy
Tom DeBoy
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About Us

At Apella Wealth's Gaithersburg office, we help clients find clarity and peace of mind in every part of their financial life. Our process begins with a genuine conversation, listening to your goals, your values, and what matters most to you, so your investments, taxes, estate plans, and retirement strategy all work toward the same vision.

Each relationship is grounded in fiduciary responsibility, which means we put your interests first, always. Our approach to investing is evidence-based, disciplined, and personal, combining the resources of a national, employee-owned firm with the attention of a local team that knows you by name.

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Who We Serve

The Gaithersburg team provides fiduciary advice and financial life planning for:

  • Individuals and Families — Personalized guidance for every stage of life, from building wealth to passing it on.
  • Business Owners — Planning that connects the health of your business to your personal financial goals.
  • Trusts and Partnerships — Investment and planning support for the entities you manage and the people they benefit.
  • Not-for-Profit Organizations — Disciplined, long-term stewardship of the resources your mission depends on.
  • Employers and Retirement Plans — Support for the retirement plans you offer your team.
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Our Services

Our team provides comprehensive planning and investment services across all stages of life.

  • Investment Management — A disciplined, evidence-based strategy that is planned, implemented, monitored, and adjusted as your life changes.
  • Retirement and Income Planning — A clear view of whether you're saving enough, how you'll spend in retirement, and how much risk fits your plan.
  • Tax Planning and Coordination — Attention to after-tax returns, and coordination of your tax, investment, retirement, and estate plans.
  • Estate and Legacy Planning — Help with your wealth-transfer goals, working alongside your estate planning attorney and keeping beneficiary designations in step with your plan.
  • Insurance and Risk Management — A review of your life, long-term care, disability, auto, and home coverage, so protection fits the rest of your plan.
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Why Choose Us

Choosing the right financial partner is one of the most important decisions you'll ever make. Here's what you can expect when working with Apella Wealth:

  • Fiduciary duty — We put your interests above our own. Always.
  • One coordinated plan — Your investments, taxes, estate plan, and retirement strategy are considered together, not in isolation.
  • Evidence-based discipline — A long-term approach built on research instead of predictions or headlines.
  • Clarity and lasting partnership — We take the time to explain your financial picture so you can make decisions with confidence, and we build relationships that last.


At Apella Wealth, the focus is always on you — your goals, your vision, and your financial future.

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Contact Us

We'd be glad to start a conversation. Call us at (301) 840-0501 or connect online here.