Financial Advisors in Marblehead, MA

About Us
Our Services
Special Focus
Resources
Meet the Team

About Us

We’ll help you anticipate and prepare for life’s biggest financial hurdles, so you can worry less about the future and be more present in the moment.

Because we understand the far-reaching financial impact of paying for college, we specialize in providing college planning and financial aid services to families looking to balance the costs of college education with their other needs, like retirement savings. We’re here to help with everything from collecting and organizing the proper documents, to forecasting your eligibility for financial aid and determining cash needs.

Our clients are backed by a team of investment, estate, insurance, and business and tax planning specialists to provide the breadth of planning, advice and resources you need. We are committed to putting our collective knowledge and experience to work for you.

Our Services

Comprehensive financial planning
Making sure your portfolio supports your long-term goals through investment management
Protecting your family, yourself, your assets and your business through insurance
Helping families plan and prepare for educating children and grandchildren
Helping business owners protect their business, provide benefits to employees, or buy or sell a business

Making sure you have money to pay for the unexpected as well as a regular income in retirement through cash and income planning
Helping you leave a legacy for your loved ones and your preferred charities through estate planning
Working closely with your other financial professionals, including your CPA and Estate Attorney, to ensure an efficient and coordinated approach

Special Focus

Tax Management and Tax Efficiency
Retirement Income Planning
High-Net Worth Solutions
College Planning

Resources

Meet Jim Femia

As a Senior Financial Advisor at Apella, Jim Femia strongly believes in spending time with clients and delving deeply into the experiences and beliefs that shape their approach to their finances.

Free College Money Report

Find the answers your family needs to get the most free money for college. Get a fully customized report that demystifies your students college financial aid outlook.

Financial Advisors

James Femia, AAMS, CRPC

Senior Financial Advisor

jfemia@apellawealth.com

James Femia, AAMS, CRPC

Senior Financial Advisor James Femia has been helping clients reach their long-term financial goals for more than 25 years. Mr. Femia provides independent, fee-only investment advisory and financial planning services, specializing in the areas of retirement and college planning. He combines his financial planning experience as a Chartered Retirement Planning Counselor (CRPC) and Accredited Asset Management Specialist (AAMS) with his college planning knowledge as a Certified College Funding Specialist (CCFS). Mr. Femia holds a B.A. from Villanova University and obtained additional education through Merrimack College. He currently resides in Marblehead, MA.

Support Team

Veky Lawrence

Account Services Specialist

Alicia Karsky

Client Relationship Specialist

Veky Lawrence

As an Account Services Specialist Veky Lawrence provides support to Apella Wealth's Financial Advisors and Client Relationship Specialists. Veky has more than 20 years experience in the financial services industry from financial start-ups to Fortune 500 companies. In addition to providing product and operational support Veky fosters a passion for client success and prioritizes customers financial goals. Veky was born in Ecuador and currently resides in Wallingford, Connecticut.

Alicia Karsky

Alicia Karsky provides client relationship support to the Apella Wealth financial advisors. She has more than 20 years of experience in financial services. Prior to joining Apella in 2022, Alicia was employed by RBC Wealth Management. Alicia holds a B.A. in Psychology from Central CT State University. In her spare time, she enjoys traveling, reading and biking. Alicia resides in Connecticut.

Marblehead, MA

About Us

Our Services

Special Focus

Resources

Meet Jim Femia

Free College Money Report

Financial Advisors

James Femia, AAMS, CRPC

James Femia, AAMS, CRPC

Support Team

Veky Lawrence

Alicia Karsky

Veky Lawrence

Alicia Karsky

We are inspired by the power we have to make a positive difference in the lives of our clients and their families, and consider it an honor when someone chooses to work with us.